Region · Funding for Northern Germany

Every state in Northern Germany funds digitalization, just differently.

Hamburg subsidizes consulting, Schleswig-Holstein supports small businesses, Bremen has a new AI fund, Lower Saxony refers businesses to federal programs, and Mecklenburg-Vorpommern has two state programs at once. NordFlux classifies this for your location and then builds the digital employee that pays off.

The problem

Northern funding landscape: five states, five rulebooks.

What is funded in Hamburg does not exist in Lower Saxony, and what applied yesterday has expired today. Anyone who wants to digitalize in the north quickly loses days to guidelines instead of to their business.

  • 01The programs change constantly: the Lower Saxony Digital Bonus has been closed since the end of 2025, Bremen's AI grant has only been open since April 2026.
  • 02Deadlines pass quietly, in Hamburg for example the Digital Check application deadline on 16.11.2026.
  • 03Company size limits differ by state: sometimes under 50 employees, sometimes under 100, sometimes the full SME definition.
  • 04Every application must be submitted before the project starts, and every authority wants different documents: service portals, ELSTER certificates, house bank.
Use cases
01

What is currently open in your state.

As of July 2026, checked against the information from the funding banks and approval authorities. No expired program on this list.

01

Schleswig-Holstein: WTSH digitalization funding

The state economic program funds low-threshold digitalization projects in small businesses with under 50 employees at 40 percent: consulting with up to 8,000 euros in grants, implementation including hardware and software well above that. Applications are submitted online via WTSH, before the project starts.

Grant 40% for small businesses
02

Hamburg: Digital Check and Hamburg-Kredit Digital

The Hamburg Digital Check from IFB subsidizes qualified consulting on digitalization, AI and information security at 50 percent, up to a maximum of 7,500 euros, applications are possible until 16.11.2026. For implementation, the Hamburg-Kredit Digital has been available since August 2025 with a grant portion of up to 20,000 euros on top.

Grant up to EUR 7,500 for consulting
03

Bremen: new fund for AI and automation

On 01.04.2026 Bremen launched the Digitaler Mittelstand KI program: up to 17,000 euros in grants per project for digitalizing business processes, AI, automation and cybersecurity, explicitly also for micro-businesses and sole proprietors. Alongside it, the Digitalisierung consulting grant continues at 50 percent up to 5,000 euros.

Grant up to EUR 17,000 per project
04

Lower Saxony: via the federal government instead of the state

There is currently no active state program for digitalization grants in Lower Saxony, the Digital Bonus expired on 31.12.2025. Businesses in Lower Saxony therefore rely on the federal level: BAFA consulting grants at 50 percent, 60 percent in the Lüneburg region, INQA coaching at 80 percent and the KfW ERP funding loan for digitalization for implementation.

Grant Federal funds remain open
05

Mecklenburg-Vorpommern: two state programs plus 80% BAFA rate

MV has been funding AI adoption since June 2026 at 50 percent up to 50,000 euros, and larger innovation consulting via the FuEuI guideline of TBI GmbH. In addition, the increased BAFA rate of 80 percent on consulting applies in MV, as in all of the new federal states. As a consultancy based in Wismar, this is our home turf.

Grant 50-80% depending on the program
Solutions

What we implement in the north with funding.

The grant is the occasion, relief is the goal: digital employees who take over routine work, built with the tool that fits your business.

Automation
Automating processes

Receipts, orders, status updates, deadlines: recurring office work between your existing systems disappears instead of just getting faster. A typical project for the implementation modules of the state programs.

AI agents
Introducing AI agents

An AI agent takes over entire work steps: reads, decides according to your rules, executes with approval. In Bremen and Mecklenburg-Vorpommern, this exact AI adoption is eligible for funding, including training.

AI consulting
Funded strategy consulting

Where does AI pay off first, what is possible with your own data, what does GDPR require: the conceptual consulting that BAFA and the Hamburg Digital Check subsidize. With an actionable result instead of paper for the drawer.

How we work

How your business gets the right grant.

Fixed price instead of an open timesheet, and the application always before the signature: that is how the entitlement is preserved.

1

Location and funding check

In the free initial analysis, we check the project, state and company size against the open programs and name the fund, deadline and application route. 60 minutes, no obligation.

2

Fixed-price offer as the basis for the application

You receive a clearly outlined offer that is suitable as documentation for WTSH, IFB, BAB, BAFA or TBI. Work only begins after the application has been submitted.

3

Application to the responsible authority

The application goes to the funding bank or approval authority of your state. We supply the technical descriptions and only start once we get the green light.

4

Implementation in 30 days

After approval, we put the first use case into production within 30 days, with training, handover and clean records for the proof of use.

Benefit first, then the grant

Does the project even pay off?

A funding application is only worthwhile for a project that pays for itself. With the ROI calculator, you see in two minutes what your routine work costs today and how quickly a digital employee pays off, with and without a grant.

View ROI calculator
Free initial analysis

Which fund is open at your location?

In 60 minutes we clarify for free which funding fits your state, your company size and your project, and what the first step towards a fixed price costs.

  • All five northern German states plus the federal level in view
  • We also tell you if no fund is currently open at your location
  • Implementation at a fixed price, you stay in control
Frequently asked questions
05

What businesses in the north often ask about funding.

What digitalization funding is available in Northern Germany in 2026?

Currently open are mainly: the WTSH digitalization funding in Schleswig-Holstein (40 percent for small businesses), the Hamburg Digital Check (50 percent on consulting, until 16.11.2026), in Bremen the new Digitaler Mittelstand KI grant (up to 17,000 euros) plus consulting funding, in Mecklenburg-Vorpommern the MV AI funding and the FuEuI guideline. Nationwide, there is also BAFA consulting funding, INQA coaching and KfW loans. Lower Saxony currently has no own grant program.

How does the Hamburg Digital Check work?

The Hamburg Digital Check from IFB Hamburg subsidizes qualified consulting on digitalization, AI and information security at 50 percent, up to a maximum of 7,500 euros. Eligible are SMEs and freelancers with a business establishment in Hamburg, the application runs exclusively online via the IFB portal and must be submitted before the contract is concluded. According to the current status, applications are possible until 16.11.2026.

Does the Lower Saxony Digital Bonus still exist?

No, the Lower Saxony Digital Bonus expired on 31.12.2025 and a successor has not yet been announced. Businesses in Lower Saxony can however continue to use the federal programs: the BAFA consulting grant at 50 percent, even 60 percent in the Lüneburg region, INQA coaching at 80 percent, as well as the KfW ERP funding loan for digitalization for investments.

Does NordFlux also work outside of Mecklenburg-Vorpommern?

Yes, we work throughout the northern German region and beyond in the DACH region. From Wismar, Hamburg and Lübeck are under an hour and a half away, and much of the work runs remotely anyway with fixed contacts instead of a call center. The funding applications are always submitted by your own company at its own location, we deliver the application-ready documents.

Can several funding programs be combined?

Usually not for the same project, the same costs may only be subsidized once. However, staggering is common: first a funded strategy consultation, then implementation via a state program or a KfW loan. How this can be cleanly divided for your location is something we clarify in the funding check, before the first application is submitted.

Fund digitalization: grants in Northern Germany | NordFlux